Hartz Real Estate Services

Real Estate Brokerage · Owensboro, Kentucky

4:00 PM in Owensboro Directions

Here is what working with Hartz Real Estate in Owensboro typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.

Buying a home

Buyer strategy session

Clarifies budget, loan pre-approval status and the representation agreement now required in Kentucky.

Home tours and listing alerts

Setting up searches for Owensboro area listings and arranging showings as soon as homes go live.

Offers and counteroffers

Contract terms, earnest money, inspection and appraisal contingencies explained step by step.

Getting to the closing table

Coordinating with the lender, title or escrow office and the other agent so nothing slips.

Seller services

Pricing analysis (CMA)

A comparative market analysis based on recent sales near your Owensboro home.

Pre-listing checklist

Which repairs are worth doing, decluttering and photo-day preparation.

MLS listing and marketing

Listing on the local MLS and syndication to the major home-search sites.

Offer review and negotiation

Comparing offers on price, terms and financing strength, then negotiating to a signed contract.

How a typical transaction works

ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
CloseFinal walk-through and signing with the title or escrow company under Kentucky rules.

Typical costs on an Owensboro home

Illustrative figures for a home at the local typical value of $214,021. Real numbers depend on your agreement, lender and title company.

Item	Rate	On $214K
Listing-side commission (negotiable)	2.5–3%	$5,351–$6,421
Buyer-side compensation (negotiable)	2–3%	$4,280–$6,421
Buyer closing costs (lender, title, escrow)	2–5%	$4,280–$10,701
Home inspection	flat	$350–$600

Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).

Areas around Owensboro

Newburgh, IN20 mi · $320K Tell City, IN23 mi · $187K Evansville, IN28 mi · $205K Greenville, KY40 mi · $145K Morganfield, KY44 mi · $171K Princeton, IN47 mi · $193K

Questions about these services

How are real estate agents paid in Kentucky?

Compensation is negotiable and set out in writing. Sellers sign a listing agreement; since August 2024 buyers sign a written buyer agreement before touring homes with an agent, stating what the agent will be paid and by whom.

Does Hartz Real Estate work with both buyers and sellers?

Most agents and brokerages represent both, but not in the same transaction without written consent. Ask how Hartz Real Estate handles dual agency or designated agency under Kentucky law.

What should I prepare before the first meeting?

Buyers: a mortgage pre-approval, a target budget and a list of must-haves. Sellers: your mortgage payoff estimate, a list of upgrades with dates, and any HOA or survey documents.